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1. Plan Your Budget A Home is one of the biggest investments you will make in your life, and it is important to know how much home you can afford. Find out the size of loan you qualify for by talking to your bank or mortgage company.
2. Choosing Your Lot Providence has many different types of lots at different price points to best suit your needs and budget. Most lots at Providence Lake and all lots in phases one and two are walkouts. Whether you prefer a lot on our beautiful private lake, one on our six acre community park, or something in a quiet cul-de-sac, we can help you find the lot that is just right.
3. Selecting a Builder or Contractor You can choose to work with one of our preferred builders or work with one of your own choosing. You will want to make sure you are working with a reputable company to avoid problems down the road, so always research your builder carefully. Ask for references and talk to others who have worked with this company.
4. Select Your Home Plan You may use a set stock plans from your builder’s catalog, who can make minor changes based on your individual needs. Alternately, you could hire a licensed architect to create a custom-designed home. Many Designer/Builders are able to provide many of the same services as an Architect, including designing your home "from scratch". Whichever you choose, you want to make sure you get a plan that meets your needs for now and far into the future.
5. Negotiate a Contract You should be sure to get a contract in writing between you and your builder. The contract should include everything that will be included in the house in detail, and all the steps of the project. The contract should also be amended if any changes are made to the project later.
6. Financing Arrange financing with your bank or mortgage company. Our finance partner, MACATAWA BANK, can provide many financing options, but of course you are welcome to choose any financial institution.
7. Building Permits Your plans will need to be approved by Providence Lake to assure they meet our size and architectural criteria, as well as all and any local codes and ordinances. All lots must be professionally surveyed and staked prior to pouring foundations and footings.
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